CHARGES & TRANSACTION VALUES COMMERCIALS

a) MIGS APIs

Visa, MC, JCB, Maestro, Diners club, CUP 3.5%
AMEX and Pay Pal 3.5%

b) Partner Portal

Transaction volumes p.m. (KES) 0 -10,000,000 10,000,001 – 50,000,000 50,000,001 and above
Fixed Charge p.m. (KES) 5,000 10,000 20,000

c) API Calls

API Calls p.m. 0 – 100,000 100,001 and above
Cost per call (KES) Free 1.00

d) Open Banking API Transaction Charges

Range Wallet Mpesa/Airtel money wallets Pesalink RTGS SWIFT Paybills
1-100 0 0 550 1650 0
101-500 11 0 550 1650 22
501-1000 15 15 550 1650 22
1001-1500 25 15 550 1650 33
1501-2500 40 20 550 1650 33
2501-3500 55 20 550 1650 55
3501-5000 60 20 550 1650 55
5001-7500 75 50 550 1650 83
7 501-10 000 85 50 550 1650 83
10 001-15 000 95 80 550 1650 110
15 001-20 000 100 80 550 1650 110
20 001-35 000 110 80 550 1650 110
35 001-50 000 N/A 80 550 1650 198
50 001-100 000 N/A 100 550 1650 220
100 001-500 000 N/A 300 550 1650 N/A
500 001-999 999 N/A 500 550 1650 N/A

e) Airtime Discount

Telco Discount
Equitel 8%
Safaricom 6%
Airtel 6%

f) Non-Financial APIs

API KES
Virtual Account creation Free
IPN Free
Balance Enquiry Free
Mini-Statement Free
Full statement 100
Credit Score (per call) 50
IPRS (per call) 50